In the world of the self-employed, it is essential to know the different bonuses, grants and benefits that Social Security offers. These grants are designed to support both in times of need and in situations of growth and job stability. Next, we delve into the main bonuses and grants available to the self-employed, focusing especially on maternity and paternity benefit.

Maternity and Paternity Benefit

La maternity and paternity benefit for the self-employed, it is one of the most important grants and with a 100% discount on the payment of the self-employed fee for the time the benefit is received. This means that, instead of paying the usual fee, the self-employed will receive a full bonus from it, while they benefit from the economic benefit. This right is linked to the following conditions and options:

📅 Duration of the benefit
The benefit is 16 weeks, during which 100% of the regulatory base is charged. The regulatory base is the average of the last 180 trading days. This covers both payments made for present and future benefits.

🔍 Options for applying for the benefit
There are several ways to manage this benefit:

• Option 1: Request all 16 weeks on a rolling basis. This is the most direct option, in which the self-employed person receives the benefit in full for the entire 16-week period.
• Option 2: Request the mandatory 6 weeks and the others in different periods. In this case, the self-employed person can divide the weeks of enjoyment of the benefit at different times.
• Option 3: Make work activity compatible with benefit. If the self-employed person does not want to stop their activity completely, they can apply for the benefit at a certain percentage, such as 50%, while the other 50% continues to work. This option is useful in cases where the self-employed person needs to keep part of their billing.

💰 Additional bonus
In addition to the economic benefit, self-employed people who enjoy maternity or paternity benefit have the right to a 100% bonus in the share of the common contingencies of the self-employed. This covers most of the fee, with the exception of the part corresponding to temporary disability, which is excluded from the bonus.

✒️ Hiring a substitute
If the self-employed person decides to hire someone to replace them during their maternity or paternity leave, Social Security will pay 100% of that person's Social Security contributions. This allows the self-employed to not lose income due to hiring a substitute while receiving the benefit.

💻 Request for the procedure
The request for this benefit is made completely online through a portal with digital certificate. It is a simple procedure if requested on a continuous basis. However, if you choose to divide the benefit into several periods or to make it compatible with the work activity, it is recommended to consult an advisor to properly manage the procedures.

Conclusion

La maternity and paternity benefit It is one of the main Social Security grants for the self-employed, with significant bonuses and options to adapt the benefit to the needs of each worker. Knowing these grants, as well as the possibility of hiring a substitute or the option of combining the benefit with work, allows the self-employed to manage their family responsibilities without neglecting their work activity. Don't forget to consult an advisor if you need more information on how to apply for these grants and bonuses.

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